Solvent Exit Analysis (SEA)

We’re supporting many clients with the preparation of their Solvent Exit Analysis (SEA) document and can share relevant best practice. Specialising in small and medium sized banks means that we know how to tailor the process so that it is appropriate for a bank’s business model, structure, operations, risk strategy, and circumstances.

Key Activities

To produce the SEA document you need to plan for ‘stressed’ and ‘non-stressed’ scenarios. This can be particularly challenging because it requires input from across the firm as individual departments have an in-depth understanding of their unique processes, dependencies and resources. To help with this and other requirements we’ve developed a robust service model to provide our clients with a bespoke and fit for purpose SEA.

  • Capture relevant financial data about your business including products, teams, markets and key dependencies. To do this effectively, we use a combination of structured meetings and data templates and work collaboratively with your teams to define key assumptions and inputs. Potential solvent exit scenarios are explored in facilitated and interactive workshops with internal SMEs and senior management.

  • High level financial projections are prepared, including profit and loss, balance sheet, and cashflows during a solvent exit. These are included in a draft SEA document that includes governance arrangements; possible triggers to initiate a wind-down; barriers and threats; risk metrics and indicators; management information; key operational steps; financial and non-financial resources; and communications strategies.

  • The draft SEA document is discussed with relevant committees, such as the Executive Committee and Board Risk Committee. Feedback and comments are then absorbed into a final SEA document which is presented to your Board for the final level of governance and approval.

What we offer

End to end solution

We work collaboratively with you, tailoring our approach to your business to develop a bespoke project plan to manage the production of the SEA document from start to finish.

Elective services

You may just require support for specific tasks, such as scenario workshops, team training and guidance, an information gap assessment or to review the final SEA document. Whatever support you need we’d be glad to be an extension of your team.

Responsive team

What really defines our success is the strong, strategic partnerships we form with our clients. We listen carefully to their requirements to achieve positive results and make a lasting impact. Time and again clients comment on our responsiveness and the accessibility of our senior team.

Let’s get started

Interested in learning more about how we can support your bank? Whether you have specific requirements or just want to explore our services further, we’re here to help. Please feel free to contact us, and one of our experts will get in touch to discuss your needs and how we can assist

We look forward to working with you!

Why choose us

  • Deep practical knowledge of the regulations and how to apply them proportionately for small and medium sized banks, ensuring efficient use of your resources to meet the regulations.

  • We’re supporting many clients with their SEA and are able to share best practices.

  • Effective project delivery with an efficient and high-quality engagement that saves you time and reduces the regulatory burden

  • A professional and fit for purpose document that has a a clear flow and structure and which informs the production of a Solvent Exit Execution Plan (SEEP) if it becomes necessary.

  • Our clients are able to use the inputs and final SEA document on an ongoing basis as part of their wider risk-management practicesItem description.

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