Risk management and regulatory reporting consultants
Empowering smarter decisions
Stress testing
Katalysys stress testing models and tool-kits provide greater insight in to your business model and help you quantify key business risks. It should be used in conjunction with other risk management tools to evaluate the impact on capital, liquidity, funding, franchise viability and control key business uncertainties.
Basel 3.1
Basel 3.1 rules will become effective in the UK from 1 January 2026, and is a continuation of the post global financial crisis reform package that was initially implemented in 2013. The primary objective of the revisions in the current framework is to improve the reliability of capital ratios, by making standardised approaches more risk-sensitive, addressing limitations of Internal Models (IMs), and restricting the benefits that IMs can provide by introducing an ‘output floor’. This would improve both the measurement of risk and the comparability across firms.
ICAAP, ILAAP & RRP
Each ICAAP, ILAAP and RRP exercise is specific to the bank's business model, customer offerings, key risks and the way the bank manages these risks. This requires significant involvement of the bank's Board and management teams. We will work closely and collaboratively with you through every stage of these assessments and we will assist in developing these in line with current regulatory guidance and industry best practice.